Terms of Service

Date of entry into force: May 1, 2025

Welcome to our platform. By accessing or using our website and services, you agree to be bound by these Terms of Use ("Terms"). Please read them carefully.

1. Live sessions with Samah

We may offer live sessions with Samah as a complementary feature to our series of episodes. These sessions are held at our sole discretion and are available for a limited time. We reserve the right to modify, suspend, or discontinue these sessions at any time without prior notice.

2. Educational purpose

Our series of episodes and podcasts are designed to provide you with foundational knowledge and a starting point in the field of financial literacy. Although we strive for accuracy, the information provided may be simplified for educational purposes. It is not intended to provide comprehensive financial advice. We encourage you to continue learning and consult with professional advisors for personalized guidance.

3. Lifetime access

Upon purchase, you are granted lifetime access to the series and episodes, subject to these terms. The term "lifetime access" refers to the duration of the platform's availability. We reserve the right to modify or discontinue the platform or any part thereof without liability.

4. User behavior

You agree to use the platform responsibly and not to do the following:

5. Intellectual Property

All content on the platform, including but not limited to text, graphics, logos, and videos, is the property of Samah & Partners LLC or its content providers and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our written consent.

6. Disclaimers

For educational purposes only:

The content presented in the series and episodes is purely educational. It does not constitute financial, investment, legal, or professional advice, nor does it recommend the purchase or sale of any financial instrument.

Accuracy and simplification:

Although we strive to ensure the accuracy of the information, it may be simplified for clarity and educational purposes. This simplification, while intentional and useful for foundational understanding, may overlook the nuances and complexities that exist in real-world scenarios.

No investment recommendations:

This series does not explicitly recommend investing in specific stocks, exchange-traded funds, commodities, currencies, or trading platforms. Any references or examples are for illustrative and educational purposes only. Conduct your own thorough research or consult a licensed financial advisor before making investment decisions.

Risks of loss:

Investing involves significant risks, including but not limited to market volatility, economic changes, political risks, and the potential for total loss of invested capital. Past performance discussed or illustrated in the series does not guarantee future results or returns.

Third-party content and platforms:

References to third-party platforms, products, or services are for informational purposes only. We do not endorse, guarantee, or assume responsibility for the accuracy, reliability, or safety of any third-party sources. You are responsible for evaluating and independently verifying all information from third-party sources before relying on or acting upon it.

Affiliate links and promotional links:

Some episodes may contain affiliate links or be sponsored by third-party platforms or services. When affiliate links or sponsored content are present, we may receive compensation or other benefits. Such relationships do not affect the objectivity or accuracy of the content. You should independently verify and evaluate the suitability of any third-party platforms, products, or services referenced or promoted through affiliate or sponsored content.

Personal responsibility:

You acknowledge and agree that you are solely responsible for your financial decisions. We are not responsible for any losses, damages, or financial obligations resulting from your decisions or actions based on the content accessed through this platform.

Regulatory compliance:

You are solely responsible for ensuring compliance with the laws, regulations, and standards applicable in your jurisdiction. Before acting on any information, you should verify its suitability and appropriateness for your personal circumstances and jurisdictional requirements.

Encouraging lifelong learning:

While this series provides the basic knowledge to help you get started, financial education is ongoing and comprehensive. We strongly encourage continuous learning and consultation with certified financial professionals to expand your knowledge base and tailor strategies to your specific situation.

By accessing and using this platform, you expressly agree to this disclaimer and acknowledge that you fully understand the risks involved.

7. Determination of liability

To the fullest extent permitted by law, Samah & Co. LLC shall not be liable for any indirect, incidental, or consequential damages arising from your use of the platform or reliance on any information provided.

8. Compensation

You agree to indemnify and hold harmless Samah & Partners LLC, its affiliates, and its employees from any claims, damages, or expenses arising from your use of the platform or your violation of these terms.

9. Amendments to the Terms

We reserve the right to modify these terms at any time. Changes will take effect immediately upon posting. Your continued use of the platform constitutes acceptance of the modified terms.

10. Governing law

These Terms shall be governed by and construed in accordance with the laws of the United Arab Emirates. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Abu Dhabi, United Arab Emirates.

11. Language

These terms are provided in English and may be translated into other languages for your convenience. In the event of any discrepancies, the English version shall prevail.